Tag: Check

  • Here’s What Really Happens When You Bounce A Check

    Bouncing a check can, first and foremost, lead to hefty fees. Depending on how your bank handles the charge, and the individual overdraft option you’ve selected for your account, you can be charged either an overdraft fee or a nonsufficient funds (NSF) fee. Overdraft fees are charged if your bank temporarily covers/pays your check amount,…

  • Here’s How To Properly Void A Check

    If you have run into a situation where you need to provide a voided check or void one you’ve just written, it can be done easily by following a few steps. First, before you write anything, make certain you’re using a black or dark blue ink pen. This will ensure the message you write stands…

  • The Easiest Way To Get A Cashier’s Check

    To get a cashier’s check, you need to visit a legitimate financial institution, such as your bank or credit union. Note that most financial institutions will only issue a cashier’s check if you have an account with them. If you don’t have an account, you might be able to get one from a credit union,…

  • Does Your Credit Score Really Drop If You Check It?

    Even though many jobs or companies might look into your credit, hard inquiries are generally limited to a few situations. Hard inquiries are mainly used if you apply for a loan, credit card, phone, or utility, or if a landlord pulls your credit for a rental application. These can, and will, negatively impact your credit…